Refund & Cancellation Policy

Last updated: 17 April 2026

This policy explains when and how refunds are processed for Sagacity Payroll subscriptions and services operated by Sagacity Solutions.

1. Free trial

New customers are offered a 14-day free trial of the HR Essentials plan. No payment is required during the trial. If you do not subscribe to a paid plan before the trial expires, your account is downgraded to read-only and deleted after 30 days (export your data first — see Terms §12).

2. Monthly subscriptions

  • Monthly plans renew automatically on the same date each month. You can cancel any time through My Company → Subscriptions.
  • Cancellation takes effect at the end of the current billing cycle. No pro-rated refund is issued for the partial month.
  • If you cancel within 7 days of first payment and have not run any payroll cycles, you may request a full refund by emailing billing@sagacitypayroll.com.

3. Annual subscriptions

  • Annual plans are billed up-front at a discounted rate.
  • 30-day money-back guarantee: if you are not satisfied, email us within 30 days of first payment and we will issue a full refund (less any usage-based statutory filing fees paid to third parties on your behalf).
  • After 30 days, cancellations take effect at the end of the annual term. We do not refund unused months.

4. Add-on modules & usage

Add-on modules (e.g. Biometric, WhatsApp) are billed monthly and can be cancelled any time in-app. Pro-rated refunds are not issued for mid-month cancellations of add-ons.

Usage-based charges (SMS, WhatsApp messages, bank file generation beyond plan limits) are non-refundable once consumed.

5. Service outages

If our uptime falls below 99.5% in a calendar month (excluding scheduled maintenance), you may request a service credit of up to 10% of that month's fees. Credits are applied to future invoices and are the exclusive remedy for uptime SLA breaches.

6. How to request a refund

  1. Email billing@sagacitypayroll.com with your company name, invoice number, and reason.
  2. We acknowledge within 2 working days and respond with a decision within 7 working days.
  3. Approved refunds are credited to the original payment method within 10 working days. UPI refunds typically arrive within 24 hours; bank transfers within 5–7 working days.

7. Non-refundable items

  • Onboarding, training, and data-migration services (explicitly marked on the invoice)
  • Customisation and integration work completed at your request
  • Third-party fees paid on your behalf (e.g. EPFO challans, TRACES fees)
  • Subscription fees for a plan after payroll has been run for more than 1 cycle in that billing period

8. GST & tax

All fees are exclusive of GST at the prevailing rate. Refunds are processed net of any tax credit note issued.

9. Contact

Billing team: billing@sagacitypayroll.com
Phone: +91 99705 41514 (Mon–Fri, 10am–6pm IST)